Terms of Use

Effective Date: December 24, 2025
Website: spectrumcarehub.com (the “Site”)
Owner: SpectrumCare Hub LLC (“Spectrum Care Hub LLC”, “we”, “us”, “our”)

1. Acceptance of Terms
By accessing or using the Site, including any free or paid content, you agree to be bound by these Terms of Use (“Terms”). If you do not agree to these Terms, you must not use the Site or any services provided through it. Your continued use of the Site constitutes ongoing acceptance of these Terms, as they may be updated from time to time.


2. Educational Purpose Only – No Medical or Professional Advice
• The content on this Site is provided solely for general informational and medical education purposes for parents, caregivers, and interested individuals. It is not intended to diagnose, treat, cure, or prevent any disease or condition and does not create a provider–patient relationship.
• Nothing on this Site constitutes medical, psychological, legal, financial, or other professional advice. You should always consult your own licensed healthcare providers or qualified professionals for diagnosis, treatment, or questions about your or your child’s health or situation.
• You agree not to rely on any information on the Site as a substitute for professional medical or mental health care, crisis intervention, or emergency services. If you believe you or your child may have a medical or psychiatric emergency, call emergency services or contact a qualified provider immediately.


3. No Liability – Assumption of Risk and Hold Harmless
• You understand and agree that any use of information from this Site is at your sole risk. Spectrum Care Hub LLC makes no guarantees regarding outcomes, results, or effectiveness of any approaches, tests, or concepts described on the Site.
• By using the Site, you expressly agree to assume full responsibility and liability for your decisions, actions, and any resulting consequences, including but not limited to any health, financial, personal, or legal outcomes.
• You agree to hold harmless and not bring any claim, action, or proceeding against Spectrum Care Hub LLC, its owners, officers, employees, contractors, contributors (including Mary Margaret Burch), partners, affiliates, and other subscribers or users (both free and paying) for any direct, indirect, incidental, consequential, or special damages arising out of or relating to:
   • Your access to or use of the Site or its content;
   • Your reliance on any information or resources obtained through the Site; or
   • Any third-party websites, products, or services referenced or linked on the Site.
This waiver and release is intended to be as broad and inclusive as permitted by applicable law.


4. No Warranties; Errors and Omissions
The Site and all content, subscriptions, and services are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied. To the fullest extent permitted by law, Spectrum Care Hub LLC disclaims all warranties, express or implied, including but not limited to:
• Implied warranties of merchantability, fitness for a particular purpose, and non infringement.
• Any warranty regarding accuracy, completeness, timeliness, reliability, suitability, or availability of the content.
• Any warranty that the Site will be uninterrupted, error free, secure, or free from viruses or other harmful components.

While reasonable efforts are made to provide accurate, up to date, and reliable educational information, errors, omissions, and inaccuracies may occur. Spectrum Care Hub LLC expressly disclaims any and all liability for:
• Typographical, factual, technical, or other errors or omissions in any content.
• Any losses or damages arising from reliance on incomplete, outdated, or incorrect information.
You are solely responsible for independently verifying any information before relying on it or acting on it, including by consulting qualified professionals.

5. Disclaimer of Warranties
The information shared on this website is informed by professional experience treating thousands of patients and is not based solely on personal experience.

All content on this website is provided on an “as is” and “as available” basis. Spectrum Care Hub LLC makes no representations or warranties of any kind, whether express or implied, regarding the accuracy, completeness, reliability, or applicability of the information provided.

To the fullest extent permitted by law, Spectrum Care Hub LLC disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

6. Educational and Informational Purposes Only
The information shared on this website is informed by professional experience treating thousands of patients and is not based solely on personal experience.

All content is provided for general educational and informational purposes only and is not intended to constitute medical advice, diagnosis, or treatment. The information should not be relied upon as a substitute for professional medical judgment or consultation with a qualified healthcare provider.

Use of this website does not establish a provider-patient relationship between the user and Spectrum Care Hub LLC or any affiliated individual.


7. Intellectual Property and Restrictions on Use
• All content on the Site (including text, graphics, audio, video, course materials, handouts, documents, and other materials) is owned by or licensed to Spectrum Care Hub LLC and is protected by copyright, trademark, and other applicable laws.
• Any reproduction, distribution, modification, republication, resale, sharing, or public display of free or paid content, in whole or in part, without prior written consent of the owner is strictly prohibited and may be unlawful.
• Unauthorized copying, reprinting, or distribution of any free or paid materials from the Site is forbidden and may result in civil and/or criminal liability, including litigation, statutory damages, and injunctive relief.
• Access to paid materials is granted solely to the individual subscriber for personal, non transferable educational use. You may not share your login information or paid content with others.


8. Educational Materials; No Medical Advice

We provide free educational information, and for those who wish to engage in deeper learning, optional, clearly organized coursework and resources are available through a single paywall. We do not require the purchase of additional guides, books, or programs. All content is provided for general educational purposes only and is not intended to replace professional medical advice, diagnosis, or treatment.


9. Subscriptions, Payments, and Access
• Certain content and services on the Site are available only through paid subscriptions. Subscription terms, pricing, and available features are described at the time of purchase and may be updated periodically.
• Subscriptions are provided on a month to month basis unless otherwise stated. Your subscription will continue on a monthly basis until canceled or terminated in accordance with these Terms.
• Non payment or failure of payment method (including expired or declined cards) may result in immediate suspension or termination of access to paid content and features without notice.


10. Refunds and Service Interruptions
• Due to the nature of digital educational content, all sales and subscription charges are generally non refundable, except as required by applicable law or as expressly stated in this section.
• Temporary technical issues or short term outages of the Site or specific features do not automatically entitle you to a refund or credit.
• If a technical issue attributable to Spectrum Care Hub LLC prevents a paying subscriber from reasonably accessing the Site or its paid content for more than 15 days within a single monthly billing period, Spectrum Care Hub LLC may, at its sole discretion and subject to verification, provide a prorated credit or partial refund for that month.
• Any refund or credit is limited to subscription fees actually paid for the affected month and is your sole and exclusive remedy for service interruptions.


11. User Accounts and Security
• You agree to provide accurate, current, and complete information when creating an account or subscribing, and to promptly update such information as needed.
• You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.
• You agree to notify us promptly of any suspected unauthorized use of your account or any other security breach. Spectrum Care Hub LLC is not liable for any loss or damage arising from your failure to safeguard your account information.


12. Third Party Links, Tools, and Resources
The Site may reference or link to third party websites, tools, products, or services. These are provided for informational and convenience purposes only. Spectrum Care Hub LLC does not endorse, control, or assume responsibility for:
• The content or policies of any third party sites.
• Any products, services, tools, or information offered by third parties.
Your use of third party websites, tools, and services is at your own risk and is governed by the terms and privacy policies of those third parties.


12.1 UberMarketing Services LLC
We may use the data collected by UberMarketing Services LLC to obtain personal information about You and use this data for marketing to You. For more information about UberMarketing Services LLC's data use and collection policies and practices and your opt out rights, please review the UberMarketing Services LLC's Privacy Policy located at https://naturallead.com/privacy-policy/.


By using the Site, you acknowledge and agree that such de anonymization and marketing activities may occur in accordance with UberMarketing Services LLC’s policies, and you are responsible for reviewing and exercising any available opt out rights directly with UberMarketing Services LLC.


13. Compliance with Laws
You agree to use the Site in compliance with all applicable federal, state, and local laws, rules, and regulations, including those relating to privacy, data protection, intellectual property, and online conduct. You are solely responsible for understanding and complying with laws applicable to your use of the Site in your jurisdiction.


State-Specific Notice: Residents of California, Colorado, Connecticut, Utah, and Virginia may have additional rights under state privacy laws. See our Privacy Policy for details and how to exercise those rights.


14. Limitation of Liability
To the fullest extent permitted by law, Spectrum Care Hub LLC and its owners, officers, employees, contractors, contributors, affiliates, partners, and other subscribers or users shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages, including but not limited to damages for personal injury, emotional distress, lost profits, loss of data, or business interruption, arising from or in connection with:
• Your use of, or inability to use, the Site or any content;
• Any reliance on information provided on or through the Site;
• Any acts, omissions, or conduct of you or any third party related to the Site.
If any liability is found under applicable law despite the foregoing, it shall be limited to the amount you paid to Spectrum Care Hub LLC for services in the three (3) months preceding the event giving rise to the claim or the minimum amount required by law, whichever is less.


15. Indemnification
You agree to indemnify, defend, and hold harmless Spectrum Care Hub LLC and its owners, officers, employees, contractors, contributors, affiliates, partners, and other subscribers or users from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to:
• Your use of the Site or content;
• Your violation of these Terms;
• Your violation of any applicable law or rights of a third party.


16. Modifications to Terms and Site
Spectrum Care Hub LLC may update or modify these Terms or any aspect of the Site at any time, in its sole discretion. Changes will be effective when posted on the Site, unless otherwise required by law. Your continued use of the Site following any changes constitutes your acceptance of the updated Terms.


17. Termination
Spectrum Care Hub LLC may suspend or terminate your access to all or part of the Site, including paid content, at any time, with or without notice, for any conduct that Spectrum Care Hub LLC, in its sole discretion, believes violates these Terms or is harmful to other users, Spectrum Care Hub LLC, or third parties. You may stop using the Site at any time; however, termination or cancellation does not entitle you to a refund except as explicitly set out in these Terms or required by law.


18. Governing Law and Dispute Resolution
These Terms and your use of the Site are governed by the laws of the State of Georgia and the United States, without regard to conflict of law principles. Any dispute, claim, or controversy arising out of or relating to these Terms or the Site shall be resolved exclusively in the state courts of Forsyth County, Georgia (Bell-Forsyth Judicial Circuit) or the United States District Court for the Northern District of Georgia, Gainesville Division. You consent to the personal jurisdiction and venue of those courts.


19. Severability
If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect to the maximum extent permitted by law.


20. Entire Agreement
These Terms constitute the entire agreement between you and Spectrum Care Hub LLC regarding your use of the Site, superseding any prior or contemporaneous agreements, communications, or understandings.